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The 'Sophisticated Insured' Defense

A majority of courts consider the <i>contra proferentem</i> doctrine to be a pillar of insurance law. The doctrine requires ambiguous terms in an insurance policy to be construed against the insurer and in favor of coverage for the insured. A prominent rationale behind the doctrine is that insurance policies are usually standard-form contracts drafted entirely by insurers.

32 minute read July 30, 2008 at 03:12 PM
By
Marialuisa S. Gallozzi And Kimberly A. Strosnider
The 'Sophisticated Insured' Defense

A majority of courts consider the contra proferentem doctrine to be a pillar of insurance law. The doctrine requires ambiguous terms in an insurance policy to be construed against the insurer and in favor of coverage for the insured.

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