Risk Retention: Throwing the Baby Out with the Bath Water

The public outcry driving financial reform may unwittingly create risk retention levels in securitization transactions that will ultimately affect main street's credit costs and severely limit access to credit.

13 minute read May 27, 2010 at 12:24 AM
By
David Galainena, Patrick Hardiman, Ronald Jacobson And Michael Mullins
Risk Retention: Throwing the Baby Out with the Bath Water

There is significant, ongoing debate in Congress, as well as among the financial industry's regulators, as to the direction and scope of financial reform measures designed to address the problems that were perceived to be the cause of the current economic crisis.

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