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Physician Migration and Hospital Captives

By Nicholas S. Gaudiosi
June 29, 2012

Modifications to health care delivery are changing at a pace that far exceeds anyone's expectations ' and perhaps exceeds our ability to react and respond in a fashion that protects both provider and patient. One such modification is health care reform legislation, which will send a high number of previously uninsured patients to hospitals seeking care from a necessarily greater number of hospital-employed physicians. This trend will, in turn, alter professional liability exposures for the physicians who are migrating from private practice to hospital employment. It will also hasten the ongoing growth of hospital captives (hospital self-insurance) as a means of insuring physicians. Is this last a wise move?

The Changing Model: A Blip on the Radar, or Something More?

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