Law.com Subscribers SAVE 30%

Call 855-808-4530 or email [email protected] to receive your discount on a new subscription.

Entertainment Law & FinanceKickerFeaturesTopicsCommercial LawLitigationSectionsNewsLJN Newsletters

A Primer on Insurance Coverage for Live Events

By Susan Page White
August 30, 2012

When musical performers go on tour, they may likely expect that the venue where they are performing will have insurance to cover any liabilities that may arise in connection with their performance. Or, when the band purchases its own insurance, the band may believe it has taken the steps necessary to ensure that its insurance covers the types of potential liabilities that can, and often do, arise on the road. But what is often the case when a tragedy strikes is that the performers, venue, promoters, organizers and sponsors find that they may not be as well protected as they thought. Compounding the problem is the fact that touring performers and others involved in putting on the show are becoming more and more vulnerable to lawsuits by concertgoers due to injuries the concertgoers may sustain in connection with a live event. This is especially true for well-known bands, which earn a lot of money and garner media attention, making them and those associated with their
event prime targets for litigation.

Thus, even if a concert venue carries liability insurance to cover the scheduled performance, it is important for the musical group to carry its own liability and property insurance. And because cancellations, postponements, and the inability of the performer to take the stage also often occur due to unforeseen circumstances, those with a financial stake in the live event could also benefit greatly through the purchase of event cancellation and/or non-appearance insurance.

This premium content is locked for Entertainment Law & Finance subscribers only

  • Stay current on the latest information, rulings, regulations, and trends
  • Includes practical, must-have information on copyrights, royalties, AI, and more
  • Tap into expert guidance from top entertainment lawyers and experts

For enterprise-wide or corporate acess, please contact Customer Service at [email protected] or 877-256-2473

Read These Next
New York's Latest Cybersecurity Commitment Image

On Aug. 9, 2023, Gov. Kathy Hochul introduced New York's inaugural comprehensive cybersecurity strategy. In sum, the plan aims to update government networks, bolster county-level digital defenses, and regulate critical infrastructure.

Law Firms are Reducing Redundant Real Estate by Bringing Support Services Back to the Office Image

A trend analysis of the benefits and challenges of bringing back administrative, word processing and billing services to law offices.

The Bankruptcy Hotline Image

Recent cases of importance to your practice.

Bit Parts Image

Summary Judgment Denied Defendant in Declaratory Action by Producer of To Kill a Mockingbird Broadway Play Seeking Amateur Theatrical Rights

How AI Has Affected PR Image

When we consider how the use of AI affects legal PR and communications, we have to look at it as an industrywide global phenomenon. A recent online conference provided an overview of the latest AI trends in public relations, and specifically, the impact of AI on communications. Here are some of the key points and takeaways from several of the speakers, who provided current best practices, tips, concerns and case studies.