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More of the New Normal?
The U.S. economy has seen a modest and prolonged recovery following the 2008 Great Recession. According to a 2014 report from TD Economics, investment in equipment fell 31% during the Recession. Although difficult to estimate with certainty, as a result of the decrease in spending during that time, there is considerable cash sitting on the sidelines waiting to be invested in capital expenditures. Yet every year since the Recession, there has been uncertainty hovering over the markets, preventing prudent companies from opening the cash spigot. This uncertainty has taken the form of geo-political unrest, economic malaise and in the United States, the Affordable Care Act (ACA) has added another layer of complexity.
Searching for a Catalyst
The challenge facing the equipment finance industry is in pinpointing when businesses across sectors will reach a level of comfort where they are ready to deploy the cash that has been stockpiled. Will the catalyst be a turnaround in the housing market, increased consumer spending, rising interest rates, more favorable employment numbers or a growing calm within the global markets?
Major Differences In UK, U.S. Copyright Laws
This article highlights how copyright law in the United Kingdom differs from U.S. copyright law, and points out differences that may be crucial to entertainment and media businesses familiar with U.S law that are interested in operating in the United Kingdom or under UK law. The article also briefly addresses contrasts in UK and U.S. trademark law.
The Article 8 Opt In
The Article 8 opt-in election adds an additional layer of complexity to the already labyrinthine rules governing perfection of security interests under the UCC. A lender that is unaware of the nuances created by the opt in (may find its security interest vulnerable to being primed by another party that has taken steps to perfect in a superior manner under the circumstances.
Strategy vs. Tactics: Two Sides of a Difficult Coin
With each successive large-scale cyber attack, it is slowly becoming clear that ransomware attacks are targeting the critical infrastructure of the most powerful country on the planet. Understanding the strategy, and tactics of our opponents, as well as the strategy and the tactics we implement as a response are vital to victory.
Removing Restrictive Covenants In New York
In Rockwell v. Despart, the New York Supreme Court, Third Department, recently revisited a recurring question: When may a landowner seek judicial removal of a covenant restricting use of her land?
Legal Possession: What Does It Mean?
Possession of real property is a matter of physical fact. Having the right or legal entitlement to possession is not "possession," possession is "the fact of having or holding property in one's power." That power means having physical dominion and control over the property.