Even the smallest words can carry controlling meaning. At least, that's what the Supreme Court of Pennsylvania held inMutual Benefit Insurance Company v. Politsopoulos, where it joined the
Two Small Words, One Great Divide
The Supreme Court of Pennsylvania recently joined the majority of other jurisdictions that in holding that a policy providing an exclusion for an employee of "the insured" meant an employee of the insured seeking coverage under the policy, but not of any of the other insureds under the policy, or even of the Named Insured.
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