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How Consumers Are Shoplifting from the Comfort of Their Own Homes
Online retail has completely transformed the way the world goes shopping. It is projected that consumers worldwide will spend nearly $1,700 billion in online sales this year. See, “B2C e-Commerce Sales Worldwide from 2012 to 2018,” Statistica. Consumers are leaving the physical swiping of cards and exchange of cash behind for the ease and convenience of a card-not-present transaction. But more important than the effect on brick-and-mortar, this paradigm shift is reshaping the way consumers think.
And who could blame them? Without leaving their chairs, U.S. shoppers can have their food, medications, household cleaning products and new shoes delivered to their front doors. Developments such as instant digital deliveries and the constant streaming of books, movies, television and music have morphed the software and entertainment industries. The smartphone and tablet's ability to mobilize these processes take the online shopping concept to an even more abstract level.
Technological evolution is transforming human behavior ' for better or for worse. The goal of contactless payments has been surpassed with the demands for frictionless interaction, and the result may not be as good as it sounds.
Major Differences In UK, U.S. Copyright Laws
This article highlights how copyright law in the United Kingdom differs from U.S. copyright law, and points out differences that may be crucial to entertainment and media businesses familiar with U.S law that are interested in operating in the United Kingdom or under UK law. The article also briefly addresses contrasts in UK and U.S. trademark law.
Strategy vs. Tactics: Two Sides of a Difficult Coin
With each successive large-scale cyber attack, it is slowly becoming clear that ransomware attacks are targeting the critical infrastructure of the most powerful country on the planet. Understanding the strategy, and tactics of our opponents, as well as the strategy and the tactics we implement as a response are vital to victory.
The Article 8 Opt In
The Article 8 opt-in election adds an additional layer of complexity to the already labyrinthine rules governing perfection of security interests under the UCC. A lender that is unaware of the nuances created by the opt in (may find its security interest vulnerable to being primed by another party that has taken steps to perfect in a superior manner under the circumstances.
Removing Restrictive Covenants In New York
In Rockwell v. Despart, the New York Supreme Court, Third Department, recently revisited a recurring question: When may a landowner seek judicial removal of a covenant restricting use of her land?