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The Equifax Breach: Why This One Is Different
On Sept. 7, 2017, the credit reporting agency Equifax reported a data breach affecting approximately 143 million U.S. consumers. Among the personally identifiable information (PII) that was compromised was name, date of birth, address, and Social Security number. For some affected individuals, driver's license number and credit card number were also compromised.
This is not the first time that a credit reporting agency has been breached, nor is it the first time that Equifax has reported a breach, with its payroll subsidiary TALX experiencing a breach concerning its online portal earlier this year. What is different with the current breach is its size and the nature of information compromised, as well as the implications of the breach in light of the increasingly complex web of cybersecurity regulations governing businesses and other organizations nationwide.
The Equifax breach affected nearly half of all Americans, and over half of those over 18 years of age. It also involved the “holy trinity” of PII: name, date of birth, and Social Security number. These data elements form the core of how many organizations verify identity, whether of their employees or customers. Add to that address and driver's license number, which were also compromised for some or all of the affected individuals, and the potential for widespread identify theft increases exponentially.
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Major Differences In UK, U.S. Copyright Laws
This article highlights how copyright law in the United Kingdom differs from U.S. copyright law, and points out differences that may be crucial to entertainment and media businesses familiar with U.S law that are interested in operating in the United Kingdom or under UK law. The article also briefly addresses contrasts in UK and U.S. trademark law.
Strategy vs. Tactics: Two Sides of a Difficult Coin
With each successive large-scale cyber attack, it is slowly becoming clear that ransomware attacks are targeting the critical infrastructure of the most powerful country on the planet. Understanding the strategy, and tactics of our opponents, as well as the strategy and the tactics we implement as a response are vital to victory.
The Article 8 Opt In
The Article 8 opt-in election adds an additional layer of complexity to the already labyrinthine rules governing perfection of security interests under the UCC. A lender that is unaware of the nuances created by the opt in (may find its security interest vulnerable to being primed by another party that has taken steps to perfect in a superior manner under the circumstances.
Removing Restrictive Covenants In New York
In Rockwell v. Despart, the New York Supreme Court, Third Department, recently revisited a recurring question: When may a landowner seek judicial removal of a covenant restricting use of her land?