Flood and Terrorism Insurance Reauthorization: Safe for Now

Federal programs have made insurance more readily accessible to protect real property in the event of a flood or an act of terrorism. These programs enable flood and terrorism insurance to be widely available at realistic price points by ensuring that the amount of the premiums payable for such insurance remain at a level that a borrower can afford, which in turn preserves the underwritten economics of the loan transaction.

6 minute read February 01, 2020 at 12:11 AM
By
Jeffrey B. Steiner and Scott A. Weinberg
Flood and Terrorism Insurance Reauthorization: Safe for Now

In commercial mortgage lending transactions, it is essential that, in the event the loan ends up in default, the lender has the ability to realize on the collateral upon the exercise of remedies.

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