Kmart Bankruptcy: Lessons for Lessors and Secured Parties
September 10, 2003
One of the most fundamental and critical principles that enables the equipment leasing industry to function on a day-to-day basis is commercial certainty ' certainty in expectations regarding financing; certainty in the meaning of documentation; and reliance on the certainty of the application of legal principles that will be brought to bear in the event of a lease default or bankruptcy.
Understanding the Jobs and Growth Tax Relief Reconciliation Act of 2003
September 10, 2003
The Jobs and Growth Tax Relief Reconciliation Act of 2003 (the '2003 Tax Act' or, simply, the 'Act'), signed by President Bush into law on May 28, 2003, provides strong inducements for the purchase of capital equipment. Together with record-low interest rates, the Act's 'tax subsidies' for the purchase of equipment should reduce the costs of equipment to equipment lessors and make them more competitive with asset-based lenders.
Insuring for Punitive Damages Doesn't Violate Public Policy
September 09, 2003
In an opinion that could be one of Texas' most important insurance coverage rulings in years and spark even more debate about damage awards, the 2nd Court of Appeals ruled that insuring for punitive damages does not violate public policy.
Surplus Lines Insurance
September 07, 2003
<i>Part 1 of a 2-part series.</i> Surplus lines business is booming. Last year, California witnessed an astounding 104.5% increase in surplus lines premium totals from 2001, according to the Surplus Lines Association of California. Other states also saw the number of surplus lines policies issued in their state soar. Yet many corporate representatives and coverage attorneys are unfamiliar with this rapidly growing niche within the insurance industry. Whether you are placing insurance for your employer or serving as counsel for an insurance-related client, it is imperative that you possess a good understanding of the role surplus lines insurers play in the insurance industry and how the states regulate the surplus lines market.
Avoiding the Pitfalls of Stipulated Settlements
September 07, 2003
An officer of a corporation is named as a defendant in a shareholder derivative suit. After reading the complaint, which includes allegations that the officer committed a breach of certain fiduciary duties owed to the corporation, the officer promptly notifies his directors and officers' liability insurer of the lawsuit. Because the applicable policy contains exclusions that may potentially exclude some, if not all, of the claims, the insurer agrees to defend the officer subject to a full and complete reservation of rights.
9th Circuit Defines Libel on the Web
September 07, 2003
The U.S. Court of Appeals for the 9th Circuit waded into cyberspace late last month to set liability for Web site operators who put libelous information on the Internet in <i>Batzel v. Smith</i>.
CA Court Says Trespass Law Cannot Stop Unwanted E-mail Without Proof of Damage
September 07, 2003
Companies besieged by unwanted e-mail can only invoke the California's trespass-to-chattels law if the messages cause actual damage to equipment or property, the California Supreme Court held recently.
UPS Hunts Unknown Culprits in Spam Scam
September 07, 2003
United Parcel Service of America (UPS) is tackling computer spam with a federal suit that seeks more than $1 million in damages from unnamed spammers.
Are You Breaking The Law?
September 07, 2003
The Internet has become mainstream by every commercial standard. Numerous legal difficulties await the unprepared human resource professionals. This is the second in a two part series that attempts to identify the top 10 things human resource professional need to know about Internet Law.
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